KEY HIGHLIGHTS
- All Singapore households will receive S$300 in CDC Vouchers from January 2026.
- HDB households will also get U-Save utility rebates and S&CC rebates credited automatically.
- Only one household member needs Singpass to claim and share the CDC vouchers digitally.
From January 2026, Singapore households will receive S$300 in CDC Vouchers, together with U-Save utility rebates and Service & Conservancy Charges (S&CC) rebates. These measures are part of ongoing cost-of-living support to reduce daily and monthly household expenses.
For many families, especially those living in HDB flats, the combined benefits can add up to substantial savings if planned carefully.
January 2026 Cost-of-Living Support
| Support Item | Key Details |
|---|---|
| CDC Vouchers | S$300 per household, digital, claimable via Singpass |
| U-Save Rebates | Automatic utility bill offsets for eligible HDB households |
| S&CC Rebates | Automatic rebates to reduce town council charges |
What Are CDC Vouchers and Who Is Eligible?
CDC Voucher Eligibility (January 2026)
You qualify for the S$300 CDC Vouchers if:
- Your household has at least one Singapore Citizen
- You are living in Singapore
- One household member has Singpass to claim
There are no income caps and no restrictions by property type, which means households living in private properties are also included.
How the S$300 CDC Vouchers Are Likely Split
Based on previous distributions, the vouchers are typically structured as follows:
| Spending Category | Estimated Amount |
|---|---|
| Heartland hawkers and merchants | S$150 |
| Supermarkets | S$150 |
| Total | S$300 |
This structure helps households manage food expenses while supporting neighbourhood businesses.
How to Claim CDC Vouchers in January 2026
The claiming process is fully digital and usually takes only a few minutes.
Step 1: Log in to the official CDC voucher portal using Singpass
Step 2: Confirm your household address and eligibility
Step 3: Receive digital vouchers instantly with QR codes
Step 4: Share vouchers with family members via SMS or WhatsApp
Important: Only one household member needs to claim on behalf of the entire household.
[Link to Official Source – Apply Here]
Where You Can Use CDC Vouchers in 2026
CDC vouchers can be spent at participating outlets displaying official CDC decals.
Accepted Locations
Hawkers and Heartland Merchants
- Coffee shops
- Wet market stalls
- Provision shops
- Hair salons
- Selected neighbourhood medical clinics
Supermarkets
- Major supermarket chains
- Participating neighbourhood grocery stores
Tip: Use supermarket vouchers for staples such as rice, eggs, cooking oil, and milk to offset rising grocery costs.
U-Save Utility Rebates Explained
What Are U-Save Rebates?
U-Save rebates help reduce electricity, water, and gas bills for eligible HDB households. The rebates are credited automatically to your utilities account.
Estimated Rebates by Flat Type
| HDB Flat Type | Expected Rebate Level |
|---|---|
| 1- & 2-room | Higher |
| 3-room | Moderate |
| 4-room | Standard |
| 5-room & Executive | Lower |
Rebates are usually disbursed quarterly, helping households manage bills throughout the year.
S&CC Rebates: Lower Monthly Town Council Charges
What S&CC Rebates Cover
S&CC rebates offset charges related to:
- Estate cleaning
- Lift maintenance
- Common area upkeep
Eligible households receive the rebates automatically, reducing one or more months of charges depending on flat type.
How Much Can a Household Save in Total?
A typical 4-room HDB household may receive:
| Benefit | Estimated Value |
|---|---|
| CDC Vouchers | S$300 |
| U-Save Rebates | S$300–S$400 |
| S&CC Rebates | S$200–S$300 |
| Total Potential Savings | Up to S$1,000 |
Smart Ways to Use Your Benefits
- Prioritise essentials: Spend CDC vouchers on food and groceries first
- Stack savings: Use vouchers alongside cashback or card promotions where allowed
- Plan purchases: Buy non-perishables during supermarket promotions
- Control usage: Treat U-Save rebates as support, not a reason to increase consumption
Why This Matters
Cost pressures from food, utilities, and services continue to affect household budgets. The January 2026 CDC Vouchers, together with utility and S&CC rebates, provide direct, immediate relief without application hurdles. At the same time, the scheme channels spending back into neighbourhood shops, sustaining heartland businesses and local employment.
Frequently Asked Questions
Are CDC vouchers taxable?
No. They are not taxable and do not need to be declared.
Can private property households receive CDC vouchers?
Yes. Eligibility applies to all Singapore households.
Do CDC vouchers expire?
Yes. Vouchers usually have a validity period. Use them before the stated expiry date.
What if no one in the household has Singpass?
At least one household member must have Singpass to claim.
Can CDC vouchers be converted to cash?
No. They must be spent at participating merchants.